Refinance A Car Loan

Posted by Elody Swaniawski on July 12, 2017

Refinance A Car Loan. Used car loan rates are typically higher than new car rates. Missing payments: Stay involved during the refinancing process, and don’t assume anything is completed. You might think your existing loan has been paid off and you can stop sending payments, but any delay in the process can result in a “missed” payment.

How To Refinance A Car Loan. When interest rates drop, refinancing your car loan could save you thousands of dollars. Say you bought a new car two years ago and there were a few dings on your credit.

Refinance A Car Loan

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When Does Refinancing A Car Loan Make Sense?. Your car is old or has a significant amount of miles on it. Cars depreciate quickly, so you’ll likely only be able to refinance within the first few years of owning your car. Some lenders, for example, will not refinance cars that are older than seven years or have more than 75,000 miles on them. The fees outweigh the benefits. How To Refinance A Car Loan . If you feel like your monthly car payments are too high, you might consider refinancing your car loan as a way to reduce the cost. There’s a lot to consider before making this decision though, both in terms of deciding whether refinancing is the right move and in terms of getting the best deal.

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